Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

The time it takes debt and derogatory marks to fall off your credit report depends on the type of debt or mark involved. In general, most debt will fall off your credit report after seven years, but ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Part of the issue is that the recent surge in digital lending and ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

NEW YORK, NEW YORK - MARCH 07: United States Secretary of Education Linda McMahon visits "Fox & Friends" at Fox News Channel Studios on March 07, 2025 in New York City. McMahon announced the ...

Nearly half of all credit reports may contain errors, some of them costly to your credit score, according to a new watchdog report. One-quarter of the consumers were unable to access their credit ...

With identity theft and fraud on the rise, it's essential to monitor your credit report for signs of fraud. If you've been scammed, you'll need to contact your local police, the FTC, all three credit ...

If you haven’t had much luck resolving your debts alone, you may be considering a more advanced level of debt relief. Whether it’s debt settlement, debt consolidation or bankruptcy, it’s important to ...

Discovering an error on your credit report can be alarming, especially when that mistake affects your ability to secure housing, employment, or financing. While you ...